Sportsman’s Guide Credit Card Harassment

Understanding Sportsman’s Guide Credit Card Issues

The Sportsman’s Guide credit card, issued by Comenity Bank, is designed to reward loyal shoppers with exclusive deals and member discounts. However, many consumers have reported constant phone calls, billing errors, and unwanted communication that may feel intrusive. These repeated calls and aggressive collection tactics can create emotional distress, leading to what is commonly known as Sportsman’s Guide Credit Card Harassment.

If you’re receiving endless calls about your account, you might be facing violations of federal consumer protection laws. Knowing your rights can help you stop the harassment and take control of your situation.

What Counts as Credit Card Harassment?

Credit card harassment occurs when a creditor or debt collector uses aggressive, misleading, or threatening tactics to collect a payment. This can include:

• Repeated phone calls at odd hours

• Use of rude or intimidating language

• Contacting you at work despite being asked not to

• Calling family members or friends about your debt

• Reporting false information to credit bureaus

These behaviors violate the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA), both of which protect consumers from abusive practices.

Why Sportsman’s Guide Credit Card Complaints Are Rising

Some Sportsman’s Guide credit cardholders claim they receive daily calls from Comenity Bank or affiliated agencies even after making payments or requesting no further contact. Others report being charged for memberships they didn’t approve or for fees not clearly disclosed during sign-up.

Such experiences can affect your credit score and peace of mind. If you believe you are being unfairly targeted, document all communication and avoid making payments over the phone until you verify the debt.

How to Stop Sportsman’s Guide Credit Card Harassment

If you’re being harassed, take these immediate steps:

1. Request written communication only. Tell the collector to stop calling and send all correspondence by mail.

2. Keep detailed records. Note every call, time, and name of the caller.

3. File a complaint. Contact the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC).

4. Consult a consumer rights attorney. An attorney can help you file a lawsuit and recover damages if your rights were violated.

You Have Legal Protection

Federal laws ensure that you do not have to tolerate abusive or harassing debt collection practices. Victims of Sportsman’s Guide Credit Card Harassment may be entitled to compensation for emotional distress, statutory damages, and attorney fees. Taking prompt legal action can help stop the harassment and protect your credit standing.